Mary Jane Roach Broker, ABR, CRS, GRI, SRES

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4 Tips for Buying a Home in Temple, TX

Whether it’s commercial property, residential property such as houses or condos, or vacant lots and land, the wide range of available property types can make the real estate market in Temple, TX appealing to families and investors. However, there are a few things that you should consider before you sign on the dotted line. Read our tips below for buying a home in Temple, TX.

Tip #1: Find a reliable real estate agent.

The next thing you will need to do when you are looking to buy a home in Temple, TX is to find a great real estate agent. This person will prove to be an invaluable asset every step of the way. From setting up appointments to viewing properties to helping you with the closing process, your real estate agent can help to streamline everything and make the whole process as painless as possible. I would be happy to assist you with your entire home buying journey – contact me today to find out what I can do for you.

Tip #2: Explore financing.

If you are a first-time homebuyer, make sure you look into any grants and other benefits for which you might be eligible. Your mortgage lender can advise you of different programs and lending options that are available to you.

The list of available grants, tax breaks, and available funding sources is always changing, so make sure you do your research ahead of time in order to make the most of what is available to you.

Tip #3: Consider the investment value of each property you are interested in purchasing.

The real estate in Temple, TX has been appreciating at a slow but steady rate over the last 3 years. This consistent growth indicates that the Temple, TX homes for sale are an ideal choice for a stable investment property. While this might not seem to matter very much if you are not be planning to sell your property anytime soon, a stable housing market lends itself to a stable community – something that is very important to families of all sizes.

Tip #4 If there is a homeowners association in your new neighborhood, make sure you get a copy of the homeowner’s association rules before you make your final decision.

If you are planning to use your new property as a rental home (either now or later when you move out or upsize) double-check any homeowner’s association bylaws that might impact you. Some neighborhoods will not allow any of the homes to be used as a rental property, so it is better to double check ahead of time in order to avoid a nasty surprise down the road.

This will also allow you to learn other important pieces of information, such as whether or not you are allowed to park a car in the street or a boat or trailer in your driveway, as well as what exterior home modifications you are allowed to make. These things might not matter to some, but it is better to be safe than sorry. Check the homeowners’ bylaws ahead of time so that you can avoid any unpleasant surprises.

Buying a home can be overwhelming, but if you keep in mind these handy tips for buying a home in Temple, TX, you will be well on your way to achieving your real estate goals.

Buying a Home in Temple, TX

Temple, Texas is a great place to buy a home. Whether you are looking to relocate to the area, upgrade your current living situation, or purchase an investment property, the hot real estate market in Temple is the place to be.

The median list price for the Temple, TX homes for sale is just over $150,000. This price point is affordable on most budgets, so if you are looking for affordable housing options, buying a home in Temple, TX might be a great move for you and your family.

The median price per square foot in the Temple, TX homes for sale is just $82. While you are shopping for your next home, consider the size of the home that you are in the market to buy. This low price per square foot means that you will get more bang for your buck, making a home in Temple, TX a good choice for a growing family.

For more information on purchasing a home in Temple, TX, contact me today. I am available by phone or email, and I am looking forward to helping you and your family achieve your real estate goals.